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Equity-focused approvals
Private lenders prioritize property value and equity over rigid income and credit requirements.
Apply OnlinePrivate Lending
Private Mortgage
Fast, flexible financing when banks say no
- Equity-based approvals
- Close on tight timelines
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20+Years of Experience
50+Lender Partners
5K+Happy Clients
4.9★Client Rating
50+Lender Partners
Private Mortgages
When traditional lenders can't help — we can
Are you having difficulty qualifying for a traditional mortgage, or working on a short timeline? Private mortgages offer flexible, equity-based lending when conventional options are not available. We help you secure fair terms and build an exit strategy back to prime lending.
Private Lending
Speed and flexibily when you need it
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Fast closings
Ideal for urgent purchases, bridge financing, or situations where time is critical.
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Exit strategy planning
We do not just get you funded — we plan your transition back to a bank or B-lender at better terms.
Learn MoreSteps & Process
Private mortgage process
Quick approvals with clear terms and a path forward.
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Free Consultation
Tell us about your goals and we will outline the best private mortgage options for your situation.
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Document Review
We review your income, credit, and property details and match you with the right lenders.
03
Compare & Approve
We shop 50+ lenders on your behalf and secure competitive terms tailored to your file.
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Fund & Close
We guide you through signing and funding so you can move forward with confidence.
Mortgage Solutions
We Offer To You
Explore our full range of mortgage products and find the right fit.
Choose Your Service
Why You Should Choose AKAL Mortgages Inc.
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Borrowers
- When we say YES! We stand behind our promise
- Mortgage solutions based on your needs and qualifications
- Fast approvals and quick closings
- Save time and money
- Lower mortgage rates due to lender discounts and promotions
- Licensed, knowledgeable and experienced
- Protect your credit score
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Brokers
- The Most Important: Dedication to our agents!
- Bootcamp-3-days: Learn Lead Generation, Products and Underwriting
- Training: Weekly training and industry updates, One on one support
- Mentoring: Specialize in Residential, Business and Commercial
- Lead Generation: Proven successful campaigns to generate leads
- Personal website; mobile Apps; online virtual meetings, e-signatures
- Lenders: VIP access to more lenders and top tier compensation
- Professional office (at no cost to you): Meet your clients at the office
Our Valuable
Awards And Recognitions
AKAL Mortgages Inc. is honoured to showcase recent national awards, reaffirming our commitment to excellence in delivering innovative solutions for consumers and brokers.
Testimonials
Loved by thousands of clients
Bhavjeet at Akal Mortgages is the best mortgage agent, who truly goes above and beyond for his clients, with his expertise and deep knowledge. Always available on phone to answer all inquiries. Highly recommended.
ZA
Zulfiqar Ali✓ Verified Client Review
★★★★★
“I had an excellent experience working with Bhavjeet at Akal Mortgages Inc. He took the time to truly understand my situa…”
BC
Balbir Chera★★★★★
“Bhavjeet was very cooperative and knowledgeable in his field. Highly satisfied with the service provided by him and the …”
AN
Amir Naseer★★★★★
“I thoroughly enjoyed the three-day bootcamp at Akal Mortgages led by Bhavjeet. The practical information and real-world …”
SA
Siddhant Arora★★★★★
“Great service from Bhavjeet at Akal Mortgages — professional, responsive, and made the whole process smooth and stress-f…”
AB
Amar BhullarFAQ
Frequently Asked Questions
Have questions about private mortgage? Our mortgage experts are ready to help with a free, no-obligation consultation.
Contact UsA mortgage funded by private investors or MICs rather than traditional banks, with flexible qualification based on property equity.
When facing tight deadlines, non-traditional income, credit challenges, or unique properties that banks won't finance.
Yes, rates and fees are typically higher. We ensure you understand the full cost and have a plan to transition to lower-cost financing.
Many private mortgages can close within days to two weeks, depending on appraisal and legal timelines.
Ready to get started?Lock in your rate.
Lock in your rate.
Shop with confidence.
Free pre-approval in as little as 24 hours. No obligation, no hidden fees.